Terms of Service

Last Updated: November 2, 2025

Agreement to Terms

By accessing and using Excel My Bank Statement ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

Service Description

Excel My Bank Statement provides an AI-powered platform for converting bank statement PDFs into Excel spreadsheets and analyzing financial data. Our service includes:

  • PDF to Excel conversion of bank statements
  • AI-powered financial analysis and insights
  • Interactive chat interface for querying your financial data
  • Secure document processing and storage

User Accounts

You must create an account to use our service. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You must provide accurate and complete information when creating your account. You agree to notify us immediately of any unauthorized use of your account.

Acceptable Use

You agree to use the Service only for lawful purposes. You must not:

  • Upload fraudulent or stolen bank statements
  • Attempt to circumvent usage limits or subscription restrictions
  • Use the service to violate any laws or regulations
  • Attempt to reverse engineer or compromise our security
  • Share your account credentials with others
  • Use the service to harm, harass, or defraud others

Subscriptions and Billing

Our service operates on a subscription basis with different pricing tiers. Subscriptions automatically renew unless cancelled before the renewal date.

We offer a 30-day money-back guarantee on all plans. Refund requests must be submitted within 30 days of the initial purchase.

You can cancel your subscription at any time. Upon cancellation, you will retain access until the end of your current billing period.

Data Processing and Privacy

All uploaded files are automatically deleted after 24 hours. We do not store or share your financial data. For more information, please review our Privacy Policy.

Intellectual Property

The Service, including all content, features, and functionality, is owned by Excel My Bank Statement and is protected by copyright, trademark, and other intellectual property laws. You retain ownership of any data you upload to the Service.

Disclaimer of Warranties

The Service is provided "as is" without warranties of any kind. While we strive for accuracy in our conversions and analysis, we do not guarantee that the results will be error-free or suitable for any particular purpose. You should verify all converted data for accuracy.

Limitation of Liability

Excel My Bank Statement shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service. Our total liability shall not exceed the amount you paid for the Service in the 12 months preceding the claim.

Termination

We reserve the right to suspend or terminate your account if you violate these Terms of Service or engage in fraudulent or harmful activities. Upon termination, your right to use the Service will immediately cease.

Changes to Terms

We may modify these Terms of Service at any time. We will notify users of significant changes via email or through the Service. Your continued use of the Service after changes constitutes acceptance of the new terms.

Contact Information

If you have questions about these Terms of Service, please contact us at legal@excelmybankstatement.com